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small business · ~25 min

Should I pause or cut my ads? (small business)

Last verified: 2026-09-08Lumina seed `pause-or-cut-ads-decision`

Not financial advice. No invented CAC/ROAS benchmarks. Paths are options—you own the budget call.

Top picks

Best Overall

Claude

Holds labeled paths and paste-only rules without inventing numbers.

Open Claude

Best Free

ChatGPT Free

Fast scorecard + path labels from one pack.

Open ChatGPT

Best Power-User

Claude + second pass in ChatGPT

Tree in one; invented-fact / tone check in the other. Gemini is also solid. You own the call—AI only structures options.

Open Claude

Protocol

  1. Paste facts (5–8 min).

    Assemble only what you actually know. Mark gaps [MISSING] / [NEED FACT]. Do not invent rates, BATNA, legal outcomes, or benchmarks. This small-business budget go/no-go uses pasted performance—not creative testing. Adjacent cash context: weekly-cash-position-brief. No invented industry benchmarks or “good ROAS” targets.

    Paths at a glance

    PathLean this way when (from your paste)
    A — Pause weak channelsNamed channels miss your CAC/ROAS floor; winners can continue.
    B — Cut budget X% keep winnersCash tight but some campaigns clear your floor—you authorize the % cut.
    C — Reallocate to sales opsPaid underperforms vs sales activity you can fund with the same dollars per your notes.
    D — Hold spendMetrics meet your floors; cash supports current burn; no cut needed now.
  2. Lock decision-tree rules (step 2).

    Paste the rules first so the model cannot mint industry benchmarks, expected ROAS, or a cut larger than you authorize.

    Copy-paste prompt

    Help me run a PAUSE-OR-CUT-ADS budget decision tree.
    Hard rules:
    - Use ONLY spend, CAC/ROAS, cash, and channel facts I paste. Do not invent industry benchmarks, expected ROAS, or competitor CPCs.
    - Paths: Path A Pause weak channels / Path B Cut budget X% keep winners / Path C Reallocate to sales ops / Path D Hold spend.
    - If Path B, use only the % I authorize.
    - Not financial advice. I decide.
    Confirm in one sentence, then wait for my pack.
  3. Fill pack (step 3a) and generate (step 3b).

    Paste the pack, then send the generate command. The model must not pick a path for you.

    Paste pack

    CHANNELS / CAMPAIGNS IN SCOPE: [ ]
    SPEND BY CHANNEL (period): [ ]
    CAC / CPA / ROAS I MEASURE (definitions + numbers): [or MISSING]
    MY ACCEPTABLE CAC OR ROAS FLOOR: [or NEED FACT]
    CASH / RUNWAY NOTES (facts): [or link weekly cash brief facts]
    PIPELINE DEPENDENCE ON ADS (facts): [or MISSING]
    WINNERS VS WEAK (named from my data): [ ]
    % CUT I AUTHORIZE IF ANY: [or NONE]
    SALES-OPS USES FOR REALLOCATED $: [or NONE]

    After you send the filled pack, copy the Generate command in the next box and paste it into the SAME chat so the AI runs the decision tree / produces the output.

    Generate command — copy and send this next (same chat)

    Build the decision tree now:
    1) Facts vs [MISSING]
    2) Scorecard table: Criterion | My fact | Lean (+/0/− or NEED FACT) | Note
    3) Path A Pause weak channels / Path B Cut budget X% keep winners / Path C Reallocate to sales ops / Path D Hold spend — for each: when it fits, what must be true from my pack, 3 owner-verify bullets
    4) Do NOT pick for me. Do not invent facts.
  4. Choose a path (step 4); optional wording.

    Only after you pick a labeled path. Owner-verify: facts still match your pack; [MISSING] gaps filled or accepted; any sendable wording uses only terms you authorize.

    Path wording

    I chose Path [A/B/C/D]. Draft an internal action checklist for that path only (what to pause/cut/reallocate, review date).
    No invented benchmarks. Mark [NEED FACT].
  5. Second-model check (step 5).

    In the other tool, paste the tree plus your pack:

    Second-model check

    Here is a pause/cut-ads tree from another assistant plus my pack.
    Find: (1) invented ROAS/CAC benchmarks, (2) cuts larger than I authorized, (3) channels paused I didn't name as weak, (4) financial advice tone.
    Return only corrections.
  6. Human decide and act (step 6).

    Pick one path. Fill [NEED FACT] gaps from real sources. Send or implement yourself—AI drafts are not approvals, contracts, classifications, or tax elections. Cash context lives in the weekly cash-position brief.

When not to

  • Do not invent platform benchmarks or “good ROAS.”
  • Brand/trademark or regulated ad categories—follow those rules separately.
  • Skip if you lack spend and conversion facts—export reports first.
  • Not a creative testing recipe.

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