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small business · ~20 min

Draft 2–3 sendable refund or complaint response paths from your real policy—without inventing refunds, timelines, or legal admissions.

Last verified: 2026-09-08Lumina seed `refund-complaint-response-options`

Not legal advice. Use only policy and amounts you authorize. AI does not approve refunds—you choose and send.

Top picks

Best Overall

Claude

Clear option framing; holds policy boundaries.

Open Claude

Best Free

ChatGPT Free

Fast multi-path drafts for one ticket.

Open ChatGPT

Best Power-User

Claude + second pass in ChatGPT

Draft paths; policy-drift / hostility check in the other. Final choice of path is yours—AI does not approve refunds.

Open Claude

Protocol

  1. Paste policy + complaint facts (5 min).

    Your published refund/return/cancellation policy (or internal decision rules), order/service facts you can share, what the customer asked for, and which paths you are willing to consider (e.g. full / partial store credit / decline with care). Do not paste full card numbers or government IDs. Related seed refund-policy-reply-pack is a macro pack; this recipe is the decisioned response: 2–3 full paths for one real complaint, each matching policy you pasted.

  2. Lock policy-only rules.

    Paste the rules first so the model cannot invent eligibility, amounts, or goodwill credits.

    Copy-paste prompt

    Help me draft 2–3 SENDABLE response options for a customer refund/complaint.
    Hard rules:
    - Use ONLY my policy and case facts. Do not invent refund eligibility, amounts, timelines, shipping labels, or goodwill credits.
    - Each option must state clearly what I am offering from my policy (or declining) and the next step.
    - No legal admissions of wrongdoing; no insults; no blaming the customer.
    - Label options (e.g. Path A Full refund / Path B Partial / Path C Decline with care) and note which policy clause each path relies on—or [NEED FACT] if the clause is missing.
    - Not legal advice. I choose and send.
    Confirm in one sentence, then wait for my pack.
  3. Fill pack (step 3a) and generate (step 3b).

    Paste policy and case facts, then send the generate command.

    Paste pack

    MY POLICY (paste):
    [ ]
    CASE FACTS (order/service date, product/service, issue as customer stated, what I verified):
    [ ]
    WHAT CUSTOMER ASKED FOR: [ ]
    PATHS I AM WILLING TO CONSIDER: [e.g. full refund / partial refund $X I set / store credit / remake / decline]
    AMOUNTS I AUTHORIZE IF APPLICABLE: [or NEED FACT]
    CHANNEL: [email / chat / ticket]
    VOICE: [warm / plain / formal]

    After you send the filled pack, copy the Generate command in the next box and paste it into the SAME chat so the AI runs the decision tree / produces the output.

    Generate command — copy and send this next (same chat)

    Draft 2–3 full sendable paths now. For each: subject (if email), body, policy basis, and a 3-bullet “verify before send” checklist. Mark [NEED FACT]. Do not invent policy.
  4. Second-model check (5 min).

    In the other tool, paste the options plus your policy:

    Second-model check

    Here are refund/complaint response options from another assistant plus my policy.
    Find: (1) offers not allowed by my policy, (2) invented amounts/timelines, (3) hostile or defensive tone, (4) missing next steps.
    Return only corrections. Not legal advice.
  5. Human choose and send.

    Pick one path. Process the refund in your commerce/finance system yourself—do not treat the chat draft as approval.

When not to

  • Do not invent a more generous policy than you published or can honor.
  • Chargebacks, regulated industries, or counsel-instructed matters—follow those processes.
  • Do not paste payment card PANs, CVVs, or government IDs into consumer AI tools.
  • Skip if you have no policy and no authorized amounts yet—decide those first.

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